Bob Lotich found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name.

After crying out to God for wisdom and discovering a simple Biblically-inspired formula he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40.

For the last 14 years he’s shared his best lessons with over 50 million readers and listeners on his award-winning website